Many employers offer a higher level of coverage than the basic plan, and you have a range to choose from. Policies range from SHIC minimum legal requirements to comprehensive international plans.
SHIC benefits cover a minimum of up to CI$100,000 per year in primary medical care and a lifetime coverage of up to CI$1 million per person. It is primarily directed at hospitalization, surgery, dialysis, chemotherapy, radiotherapy in oncology, and emergency care.
The SHIC plan limits local outpatient benefits and overseas care to primary care, the type of care generally not available in Cayman. More comprehensive plans offer broader access to international services, increased annual and lifetime benefits (up to $2 million or more available in a calendar year), greater prescription coverage, more outpatient services, and dental, routine You will be offered the option to receive comprehensive eye care. life insurance benefits.