Did you get your EHIC?

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Summer vacation is coming. To apply for a European Health Insurance Card to access state-provided medical assistance in the EU and other European countries:

Summer vacation is coming. To apply for a European Health Insurance Card to access state-provided medical assistance in the EU and other European countries:

If you donate a Social Security Benefit (CCSS) in Luxembourg, you are eligible to receive a European Health Insurance Card. Photo: Guy Wolff

The European Health Insurance Card (EHIC) is a free card with access to state-provided health care for temporary stays or vacations in 27 EU countries, Iceland, Liechtenstein, Norway and Switzerland. The UK continues to accept EHIC for some emergency medical care, but not all planned medical care for non-EU27 or Swiss citizens. Learn more about.

Although this is not a replacement for travel insurance, EHIC confirms that you are eligible for state medical care in another country covered by your contract.

Who should have it?

Those who take vacations outside their country of residence, those who plan to work abroad, those who cross national borders on a regular basis, or those who are studying abroad.

This card is issued by the National Health Fund or social security provider of your country or nationality (depending on who you pay the donation to). If you have paid your CCSS contribution and are eligible for CNS compensation in Luxembourg, you are entitled to EHIC from Luxembourg.

The validity period varies depending on the issuing country (the appearance of the card is the same). In some countries the card is valid for up to 5 years, but in Luxembourg it is only valid for 3 months and you will need to reapply for a new card. You can do that here.

The whole family must have their own card (children are not eligible for parents’ cards). In Luxembourg, the card is automatically renewed (although this is not always the case). If you do not receive it one month before the expiration date, you can contact CNS directly to renew it.

Cards usually have a name, date of birth, personal ID number (Matrix), The ID of the medical institution in your country (ie the CNS in Luxembourg) and has an expiration date.

Medical information such as blood type and medical history is not included in the card.

What is covered?

Treatment coverage and costs vary from country to country. You can use this link in the drop-down menu to see what is covered in each country. In the UK, EHIC has been replaced by Global HIC.

Coverage is usually given to the maximum amount that your national health care provider will refund you, or the maximum amount in the country you are receiving treatment for (whichever is higher). The exception is Switzerland, where you can see the details of what is covered here. Coverage is not always free, so check what you may need to pay in the country you plan to visit.

hospitalized patient Care that involves a stay of at least one night requires prior approval from Luxembourg to be eligible for treatment. You will need to submit a transfer request by a specialist. The CNS will issue an S2 form to guarantee the rates valid in that country and the coverage of care or treatment planned according to the rates. Alternatively, the CNS will issue an invoice informing you of what treatment is permitted and that the invoice will be refunded at Luxembourg tariffs.

if needed Outpatient Treatment from a doctor, physiotherapist, medical center, or hospital clinic does not require prior approval from the CNS. You will need to pay the full cost of the treatment and apply for a refund from the CNS. This will be done according to the conditions and fees currently given if you are treated in Luxembourg.

Keep in mind that if the treatment you need is highly specialized and you need expensive medical infrastructure or equipment, you will need to obtain a license. Hospital and non-hospital treatments are not clearly classified by the EU, so if in doubt, seek approval before treatment.

EHIC will also cover you Chronic treatment If you have existing symptoms such as diabetes or asthma, and for the necessary pregnancy care.

More information on when and how to use your card can be found here from the CNS.

Do you cover all travel and health issues?

No, it’s not the same as travel insurance or health insurance. EHIC Does not cover you For:

  • Folk medicine
  • Return flight if you need to return
  • Things that were stolen or lost on holidays
  • Those seeking regular or planned treatment in European priority countries (planned surgery, dental treatment).

However, if you have an existing medical condition such as diabetes, are pregnant, or have a chronic medical condition that requires regular treatment such as dialysis, you will be covered.

Non-EU citizens living in Europe

If you are from a country other than the EU, but are legally resident in Luxembourg and paying social security, you are eligible for EHIC, but not in Denmark, Iceland, Liechtenstein, Norway, Switzerland and the United Kingdom. Hmm.

Applying for EHIC in Luxembourg

You can order your card here. This is also a social security card (so you need to enter your social security number). The card will be sent by mail, so make sure your official address is correct. The EHIC part is valid for a limited time and the expiration date is printed on the card. The renewal must be done automatically a few months before the expiration date, but if you do not receive a new card, you must apply for the renewal at least 3 weeks before the expiration date.

If you are planning a trip or vacation up close (within 3 weeks), you can request a temporary exchange certificate (valid for 3 months from the date of issue) via MyGuichet.

Learn more about EHIC. For more information on treatment abroad, please visit the CNS website.


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