Now that the travel ban has finally been relaxed, are you thinking of rewarding yourself and traveling anywhere in the world after the hard work of the last few years? Whether you’re crossing the border to JB, taking a ferry to Bintan Island, or flying in the air to a country far from your sunny home, one of the most important things is. It’s safe. And this is especially important if you are an adrenaline addict and an adventurer. Is there a travel insurance plan that provides the protection and compensation you need while participating in these thrilling and adventurous activities? Certainly some people do.

Airplane taking off at the airport

Now that the travel ban has finally been relaxed, are you thinking of rewarding yourself and traveling anywhere in the world after the hard work of the last few years? Whether you’re crossing the border to JB, taking a ferry to Bintan Island, or flying in the air to a country far from your sunny home, one of the most important things is. It’s safe. And this is especially important if you are an adrenaline addict and an adventurer. Is there a travel insurance plan that provides the protection and compensation you need while participating in these thrilling and adventurous activities? Certainly some people do.

What kind of activities are covered by travel insurance?

1. Popular activities

Mountain hiker

Let’s admit. There are lots of fun things and wonderful sights in the wilderness abroad. It would be a waste not to go ahead and explore. More importantly, there are so many adventures to undertake and everything looks more thrilling and fun whenever you’re not in Singapore. Due to the vast area and natural abilities, if you are traveling abroad to look for these activities that can only be attended there, it is advisable to find a travel insurance plan that provides the necessary protection.

Travel insurance

Tiq Savvy FWD business Direct Asia 200
Hiking / trekking up to 3,000m Hiking / trekking up to 3,000m Hiking / trekking up to 1,500m or 4,000m (additional charge)
hot air balloon hot air balloon hot air balloon
hang gliding Skiing hang gliding
Paraglider snow board Kayak
parachute scuba diving rock climbing
Scuba diving (30 meters or more) Rafting
golf

2. Scope of application of sports equipment

White golf ball on the grass

Due to Singapore’s limited land and size capacity, some sports and activities are not fully feasible for residents of sunny islands. Therefore, for sports enthusiasts such as water sports and golf, participating in an overseas trip is the most ideal and very enjoyable. However, there are factors to consider for such activities, such as the rental of recreational facilities and equipment, and the potential for damages. Travel insurance companies also offer unique catered food packages such as “hole-in-one” insurance. This is probably only known to enthusiastic golfers. Below is a table showing some insurance companies that offer water sports and golf coverage. You can consider purchasing an insurance plan from these insurance companies.

Scope of water sports equipment

Tiq Savvy FWD business Direct Asia 200
Damage caused by water sports baggage S $ 5,000 S $ 5,000 S $ 3,000
Water sports rental equipment Not applicable S $ 100 / day (additional charge) S $ 100 / day (additional charge)

Golf equipment and green coverage

Singlife with Aviva Plus FWD business MSIG Elite
Golf equipment S $ 2,000 S $ 2,000 S $ 1,000
Golf rental S $ 100 / day S $ 500 Not applicable
Golf unused fee Not applicable S $ 500 S $ 500
Golf hole in one Not applicable S $ 1,000 S $ 500

3. Extreme activity

3 parachutes in the sky

Is trekking too boring for you? Or is it too late to use a hot air balloon? For those looking for the thrill of traveling abroad to stimulate heart rate and adrenaline, it’s reassuring to know that these extreme activities aren’t out of scope for some travel insurance companies. You can jump on a bungee jump or skydive in the clear blue sky. These travel plans have a back.

Travel insurance

Tiq Savvy FWD business Direct Asia 200
Skydiving or bungee jumping Covered Covered Covered
Climbing Covered Covered Not covered

Are you going abroad?Check out these travel insurance plans for you

When travel is now a hot topic in town and the airport is once again crowded, it may be full of temptations to take a vacation with family and friends. But wait. Don’t forget about travel insurance, which is the best travel insurance you need for your trip. If you go abroad quickly and are looking for affordable travel insurance and great value insurance plans, we have some top picks for you below!

Or, if you want to see more travel insurance plans to suit your needs, see Best Travel Insurance Singapore and choose more options.

Great for mental adventures

1. MSIG Travel Easy

  • Consider this in the following cases You often go on family vacations and shop based on coverage rather than price
  • promotion:
  • Read the full review

standard elite Premier
1 Week Global Trip Premium S $ S $ S $
Annual Family ASEAN Premium S $ S $ S $
Cancellation of travel S $ 5,000 S $ 10,000 S $ 15,000
Lost / damaged baggage S $ 3,000 S $ 5,000 S $ 7,500
Overseas medical expenses S $ 250,000 S $ 500,000 S $ 1,000,000

If you tend to take frequent vacations with your family, MSIG’s travel insurance plans can offer you some of the highest levels of coverage available. 50% off current single trip plans and 20% off annual plans will create a premium that is about 15-30% lower than the average single trip plan and 10-15% lower than the average annual plan. .. Although not the most competitively priced insurance company, MSIG offers adventurous activities, haze-related events, unused entertainment tickets (theme parks, performances, concerts, sporting events) and even the belongings of domestic workers. We offer many benefits for families, such as. These benefits, in addition to the market average standard travel inconvenience and medical benefits mentioned above, can be confident that your family will receive a very wide range of compensation for maximum peace of mind. increase.

MSIG TravelEasy has three levels of travel insurance plans: Standard, Elite and Premier. The three tiers have different total coverage and protection, depending on the premiums paid and the level of activity the insured undertakes.

For those seeking thrills, MSIG Travel Easy’s Elite and Premier Plans provide benefits if the insured suffers an accident or death while participating in a myriad of activities such as bungee jumping, mountaineering and torrents. Provides an adventurous activity cover paid for rafting while adhering to all guidelines and regulations. This makes MSIG’s plans suitable for those who are insured and at the same time protected while traveling for a little adventure.

Other interesting covers include golfers covers and unused entertainment tickets, for young adults and minds traveling abroad to take part in these fun and niche hobbies while being protected from travel insurance policies. Emphasizes the suitability of the MSIG Travel Easy insurance plan for young people.

If you plan to visit Japan slowly, which is open to tourists, you can also consider MSIG because of its comprehensive and extensive policy.

The following items are required to enter Japan.

  1. Negative PCR test results obtained within 72 hours prior to flight
  2. Admissions and Returnees Follow-up System (ERFS) Certificate
  3. Approved visa
  4. Travel insurance

You will be all ready for your trip with all these essentials with you!

Read more: MSIG Travel Insurance: What is a transaction?

2.HL Assurance

  • Consider this in the following cases You are looking for cheap coverage for global destinations and hotel or car rental benefits
  • promotion:
  • Read the full review

basic plan Enhanced plan Good plan
1 Week Global Trip Premium S $ S $ S $
Annual Asia (including ASEAN) Premium S $ S $ S $
Cancellation of travel S $ 5,000 S $ 7,000 S $ 12,000
Lost / damaged baggage S $ 3,000 S $ 5,000 S $ 7,000
Overseas medical expenses S $ 150,000 S $ 250,000 S $ 500,000

If you’re thinking of traveling outside the ASEAN region, HLA Surance’s travel insurance plans are ideal for global travelers with limited budgets. With 60% off single trip plans and 50% off annual trip plan promotions, the HLAS Enhanced Plan premium is 42% below the global trip average. However, coverage isn’t the best compared to the more expensive peers, but it offers robust travel inconvenience and medical coverage compared to plans in similar price points. Examples include compensation for lost items, travel shortenings, postponements, cancellations, delays, car rental excesses (excesses in the event of a car accident abroad), medical expenses, hospital cash benefits, and more. In Singapore.

Other promotional benefits that certain consumers may find useful are the S $ 50 hotel booking voucher for single trip plans (first 2,000 customers) and 10% off annual car rentals. Vouchers can be redeemed from the Changi Recommends website and car rental discounts can be redeemed from Hertz.

Travel insurance plans offered by HL Assurance: Basic, Enhanced, Superior and Premier all offer great utility and value for premium prices.

HL Assurance travel insurance offers a variety of benefits such as golf benefits and coverage, but excludes many other adventurous sports and may not be optimal for adrenaline addicts. I have.

However, the policy offers a No Claims Discount (NCD), which works well if you are a loyal customer of your HL Assurance travel insurance plan. If you do not claim anything from your current travel insurance policy, you will receive a 10% discount on subsequent travel insurance plans in addition to other ongoing promotions.

HL Assurance’s travel insurance plan also provides a quarantine allowance in case of quarantine abroad, so there is also a very comprehensive Covid-19 coverage. More importantly, HL Assurance allows customers to connect to EMA Global, a 24/7 Covid-19 Travel Concierge, to stay in touch with local alert centers and customer support while abroad. I can. This will bring great peace of mind to many travelers going abroad.

Read more: HL Assurance Travel Insurance: What are its strengths?

Conclusion

There are many travel insurance plans for enthusiastic travelers of all kinds. Whether you’re looking for frequent flyer services, thrills, or peaceful and relaxing recharges, travel insurance is always a priority to ensure that you can rest assured that you’re on vacation. Travel insurance offered by various insurance companies in Singapore offers a myriad of features and benefits. By choosing the right one for you and your family, depending on your travel and personal tastes, we can provide you with the maximum amount of compensation and protection you deserve.

Article Do you know if your travel insurance covers the popular extreme sports? Originally appeared in Value Champion.

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Post Do you know if your travel insurance covers the popular extreme sports?First Appeared in Independent Singapore News-Latest Latest News

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