I call it thrifty. Others may describe it as mean. For those with bonds who enjoy a high standard of living but are currently struggling with declining savings and rising costs, there seems to be only one sensible answer. Stop buying things.

Throughout my life, Ireland has gone from a poor and relatively backward country to a consumerist American society where a broken dishwasher or no running tap 24 hours a day is seen as a family disaster. I was.

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