This week, less than a month before next year’s health insurance premiums were announced, health insurance association Sante Suisse warned that the cost of compulsory health insurance in Switzerland in 2023 will be unusually high, RTS reported. .
Healthcare costs are expected to rise by 6.4% in 2021 and by 4% in 2022 and 2023, santésuisse said in a press release.
The situation is very serious, said Verena Nold, director of santésuisse. Insurers are running out of reserves, she said. Your current level of premiums will no longer cover your costs, and you will no longer be able to use reserves to cover shortfalls. Reducing reserves again would jeopardize the survival of some insurers, including important ones, Nord said. This means that your insurance premiums will have to cover the increased costs.
Citing an investigation by the Federal Office for Public Health (FOPH), Sante Suisse said that health care in Switzerland is excessive and inefficient. His 20% of the care provided is ineffective. Moreover, the price of the drug is too high. Add to this the system is catching up after the pandemic postponed certain treatments.
Nord was critical of the political pressure to subsidize insurance premiums for those who spend more than 10% of their income on insurance. In her view, burdening taxpayers with excessive medical costs does not solve the underlying problem. She said she needs to save everywhere. Specific proposals are already under consideration. According to Nold, they just need to be implemented.
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